The insurer’s denial of NEBs was dated April 8, 2014. The claimant applied to the LAT on April 8, 2016 to dispute his entitlement to NEBs. The insurer argued that the limitation period expired on April 7, 2016, because the date of denial had to be included in counting the two-year period. Vice Chair Flude disagreed with the insurer and held that the limitation period expired on the two year anniversary, and that the claimant’s application was therefore timely.
