The claimant sought entitlement to income replacement benefits. The insurer denied the benefits citing a return to work. The claimant sought IRBs for the period not working as well as ongoing. Adjudicator Ruth Gottfried concluded the claimant was entitled to IRBs for the time when the claimant was not working, and should have been paid, if not done so already. However, following the denial letter by the insurer, no further benefits were owed.