Z.V. v Aviva Insurance Canada (17-006874)

The claimant sought treatment outside of the MIG, entitlement to a disputed chiropractic treatment plan, a special award, and interest. The claimant argued that she had been removed from the MIG as the insurer had approved previous treatment plans above the MIG limits. The insurer, however, claimed that these approvals were an administrative error, and not an admission that the claimant fell outside of the MIG. Adjudicator Purdy agreed with the insurer, and held that payments above MIG limits due to administrative errors did not result in a claimant being automatically removed from the MIG. Adjudicator Purdy further held that the claimant’s injuries warranted treatment within the MIG, and denied entitlement to the benefits sought or the granting of a special award.