Skip to the content
  • Areas of Practice
  • Mediation
  • Our Lawyers
  • News
  • Case Summaries
    • LAT Law Cases
    • Commercial/Tort Law Cases
  • Areas of Practice
  • Mediation
  • Our Lawyers
  • News
  • Case Summaries
    • LAT Law Cases
    • Commercial/Tort Law Cases

LAT Case Law Summaries

Commercial/Tort Case Law Summaries

Back To All Case Summaries
Back To All Case Summaries

Coast Capital Equipment Finance Ltd. v. Old Republic, 2018 ONCA 540

  • June 13, 2018

This appeal dealt with whether the lessor, Coast Capital, was insured for third party liability. 62254641 Canada Inc., a trucking company, leased a tractor from a third party. Old Republic issued a Certificate of Automobile Insurance which listed that vehicle. The Certificate included a description of lessors which stated “as per OPCF 5 Forms”. An OPCF 5 endorsement expressly allows a lessor to lease a vehicle to a lessee who has completed an application and provides coverage to a lessee as if he were the named insured. If an OPCF 5 is part of the policy, both the lessor and the lessee benefit from third party liability insurance. The Court of Appeal held that Old Republic, by adding the phrase “as per OPCF 5 Forms” to the Certificate, intended to provide coverage to both the lessor and the lessee. The Court attached no significance to Old Republic’s failure to attach a physically separate copy of the OPCF 5 endorsement to the Certificate.

Full decision here

TGP Analysis

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vestibulum placerat ex vitae dui dignissim, in iaculis tellus venenatis. Nam aliquet mauris eros. Mauris vitae justo sit amet nisi dictum euismod in sed nisl. Donec blandit, justo eu pellentesque sodales, eros urna dignissim tortor, non imperdiet enim massa ut orci. Pellentesque id lacus viverra, consectetur neque ac, congue lorem.

PrevPrevious Case
Next CaseNext
  • FILED UNDER Certificate of Insurance, Insurance coverage
SHARE

Contact Us

150 York Street, Suite 1800
Toronto, Ontario M5H 3S5

416.507.1800

416.507.1850

eodonnell@tgplawyers.com

  • Areas of Practice
  • Mediation
  • Our Lawyers
  • News
  • Case Summaries
  • Careers

Contact Us

150 York Street, Suite 1800
Toronto, Ontario M5H 3S5

416.507.1800

416.507.1850

eodonnell@tgplawyers.com

© 2020 Thomas Gold Pettingill LLP Disclaimer | Privacy Policy | Statement of Principles

Powered by Crow & Pitcher

Contact Us

150 York Street, Suite 1800
Toronto, Ontario M5H 3S5

416.507.1800

416.507.1850

eodonnell@tgplawyers.com