The plaintiff’s daughter, a minor, was injured in a car accident and sued him for negligent parenting. She alleged that he was negligent in permitting her to be transported in the motor vehicle of an impaired driver. The plaintiff’s insurer, the defendant, denied coverage on the basis that the alleged parental negligence complained of did not arise from use or operation of an automobile. The motion judge held that while the daughter’s injuries arose from the use of a vehicle, the plaintiff’s liability for her loss or damage did not. The Court of Appeal upheld this holding on appeal.