The plaintiff alleged to have sustained injuries in a motor vehicle accident and commenced an action for damages against the driver of the other vehicle involved in the accident. The accident took place on January 25, 2017, and the statement of claim was issued on January 25, 2019. Several months later, in November 2019, the plaintiff sought to add Ford Credit Canada Company as a defendant to the action, as it was an owner of the defendant vehicle. Master Losefo held that the claim against Ford Credit was statute-barred by the Limitations Act, 2002 because the plaintiff reasonably ought to have discovered ownership earlier, and in fact, was advised of ownership in October 2018. Master Losefo dismissed the plaintiff’s motion to add Ford Credit as a defendant.