The claimant sought removal from the MIG and entitlement to psychological treatment. Adjudicator Grant concluded that the insurer failed to respond to the treatment plan within 10 days. Even though the treatment plan was denied on HCAI, no letter with the medical and other reasons for the denial was sent to the claimant until two months later. The insurer was therefore prohibited from relying upon the MIG. However, Adjudicator Grant held that the claimant failed to prove that the proposed psychological treatment was reasonable and necessary.
Category: Minor Injury Guideline
The claimant sought removal from the MIG and entitlement to seven disputed medical benefits. He argued that he suffered psychological injuries and chronic pain. Adjudicator Ferguson rejected the claims. He held that the claimant failed to provide evidence of psychological impairment. He also held that claimant failed to prove that his pain symptoms were not clinically associated sequelae to his minor injuries.
The claimant argued that his injuries fell outside the MIG and sought medical benefits. Adjudicator Mazerolle held that the claimant’s injuries fell within the MIG. Adjudicator Mazerolle preferred the insurer’s psychological assessment that noted the claimant exhibited adjustment reactions which were mild symptoms and treatable within the MIG. The insurer’s report relied on seven psychometric tests, whereas the claimant’s report relied on three tests. Additionally, the insurer’s report found validity issues which demonstrated potential over-reporting of symptoms, whereas the claimant’s report exclusively used self-reporting measures. With regard to chronic pain, Adjudicator Mazerolle held that the claimant failed to demonstrate that it was not clinically associated sequelae to the soft tissue injuries caused by the accident.
The minor claimant sought entitlement to NEBs, and four treatment plans. The insurer argued that the claim for NEBs was time barred, and that the claimant’s injuries fell within the MIG. Adjudicator Hines held that the two year limitation period did not apply to the minor claimant until she hit the age of majority. She also held that the claimant’s mother was not deemed a litigation guardian by virtue of filling out SABS forms for the claimant. In terms of NEB entitlement, Adjudicator Hines held that the claimant failed to prove a substantial change in her life following the accident, and raised concerns about many inconsistencies in the claimant’s reporting. In terms of the medical benefits, Adjudicator Hines concluded that the claimant’s injuries were minor in nature, and that the treatment plans were therefore not payable.
The claimant sought entitlement to treatment outside of the MIG, attendant care benefits, medical benefits, the costs of three examinations, and a special award. After a review of the medical evidence, Adjudicator Anwar preferred the reports of the claimant’s specialists and held that the claimant’s injuries warranted treatment outside of the MIG. Adjudicator Anwar further concluded that the claimant was entitled to the medical benefits sought, as they were reasonable and necessary, but that attendant care benefits were not warranted nor were any expenses incurred. Moreover, Adjudicator Anwar held that the insurer did not unreasonably withhold payments from the claimant to necessitate a special award.
The claimant disputed his MIG status; entitlement to payment for treatment; entitlement to payment for examinations and completion of OCF-3s; and entitlement to IRBs. Adjudicator Sewrattan denied all of the claims. The claimant, allegedly suffering from chronic pain, failed to prove that he suffered from an injury not predominantly minor in nature. The expert reports relied upon by the claimant were scant in their descriptions of methodologies used to reach the diagnoses made. The claimant was self-employed at the material time and failed to provide an intelligible basis upon which IRB could be calculated. Although he may be entitled to an IRB, he failed to prove what the weekly rate of the benefit should be. As a result, Adjudicator Sewrattan held his IRB entitlement to be $0 per week.
The claimant sought entitlement to treatment outside of the MIG, five treatment plans, and a special award. Adjudicator Sewrattan found that the claimant suffered from Chronic Post Traumatic Pain Syndrome and was entitled to treatment outside of the MIG. Adjudicator Sewrattan preferred the claimant’s expert report over the insurer’s, as the insurer’s report failed to address the claimant’s pre-existing carpal tunnel syndrome and the issue of chronic pain. Adjudicator Sewrattan found that all of the treatment plans in dispute were reasonable and necessary. Adjudicator Sewrattan held that the claimant was not entitled to a special award as the insurer had not acted unreasonably.
The claimant sought removal from the MIG and one treatment plan. Adjudicator Kepman concluded that the claimant’s back spasm were clinically associated sequelae to a soft tissue injury, and that the claimant was therefore restricted to MIG-level benefits.
The claimant had been denied benefits above the MIG limits and further IRBs. The Tribunal dismissed her application based on the medical evidence and based on a two day teleconference hearing. The claimant argued that a teleconference hearing was a breach of procedural fairness; that she was not aware the MIG would be addressed in the hearing; that the Tribunal failed to evaluate the medical evidence properly; and that the Tribunal violated the rule in Browne v. Dunn regarding the credibility of one of the claimant’s assessors. The Court declined to overturn the Tribunal’s decision and dismissed all of the grounds referred to by the claimant. The Court held that the claimant failed to request an audio recording of the hearing (which is required within 14 days of the hearing), and that without such evidence, the Court could not determine what transpired at the hearing. The Court held that the claimant should have known the MIG was in dispute by reason of her arguments seeking benefits above the MIG limits. The Court held that the Tribunal was entitled to rely upon the medical evidence it had before it, and to assign weight to different opinions as it saw fit. Finally, the Court noted that the rule in Browne v. Dunn did not apply to the Tribunal, and that even if it did, the parties could have addressed the issues with one doctor’s credibility in their written submissions.
The claimant sought removal from the MIG and entitlement to various treatment plans. Adjudicator Goela found that the claimant was subject to the $3,500 limit under the MIG. The Adjudicator found that the claimant did not provide evidence of a pre-existing injury that would prevent her from a full recovery if limited by the MIG. The Adjudicator elaborated on many factors that indicated that the claimant’s injuries were minor. She explained that the diagnostic imaging reports did not provide any data that could point to a physical cause for the claimant’s pain. Also, while the claimant had self-reported to her chiropractor that he was in sharp and constant pain, this self reporting could not be reconciled with other data that consistently noted that the claimant had a normal range of motion. Next, while a chronic pain specialist believed that the claimant suffered depression and PTSD, this specialist was not a psychologist, and so his opinion on the claimant’s psychological impairments was outside his scope of expertise. The Adjudicator found that the claimant’s injuries were minor because the claimant could continue her current employment, with tasks adapted at her own discretion. Finally, the Adjudicator found that claimant did not have a pre-existing injury that entitled her to benefits beyond the MIG limit, because she did not provide evidence of a pre-existing injury that would prevent her from a full recovery if limited by the MIG.