The claimant sought entitlement to income replacement benefits. The insurer denied the benefit based on a number of IE reports. It was noted that the insurer continued to pay IRBs beyond the denial letter. The insurer admitted the payments were due to inadvertence and sought repayment. Adjudicator Robert Watt reviewed the medical evidence and concluded the claimant had not met the disability test for income replacement benefits. The claim for repayment was deemed not properly before the Tribunal and the entire application was dismissed. Repayment could be raised in a fresh application, subject to limitation provisions.