Applicant v. State Farm Insurance Company (16-003195)

The claimant sought entitlement to non-earner benefits. The insurer asserted the claimant did not suffer a complete inability to carry on a normal life. Adjudicator Cezary Paluch, on review of the medical evidence, as well as testimony from the claimant, determined that the claimant met the disability test for non-earner benefits. In doing so, the claimant’s main ADLs were identified and evaluated. Although not specified in the application before the LAT, Adjudicator Paluch awarded interest on the overdue non-earner benefit payment.