Aviva General Insurance Company v. N.G. (18-005588)

The insurer sought repayment of IRBs of $2,400 on the basis that the claimant had wilfully misrepresented his address at the time his policy was renewed, invalidating the policy. Adjudicator Norris held that the insurer failed to prove that the claimant had wilfully misrepresented his address. The insurer did not put before the Tribunal any investigation report or affidavit to support same. The submissions of the insurer were not evidence, and did not prove that the claimant had moved before renewing his policy.