A completed OCF-3 was submitted; the claimant was said to have not met the test for NEBs. An OCF-10 was submitted whereby the claimant elected NEBs. The insurer sought a preliminary hearing to have the claimant’s claim for NEBs dismissed without a hearing. Adjudicator Pay concluded that the claimant was still entitled to pursue a claim for NEBs despite the original OCF-3 not supporting NEBs.