The claimant initially applied for and elected IRBs, but ultimately did not meet the criteria to receive IRBs. He sought to re-elect and receive NEBs. The insurer argued that he was not entitled to make a re-election. Adjudicator Marzinotto agreed with the insurer, and held that the claimant could only re-elect to receive NEBs if he suffered a catastrophic impairment as a result of the accident.