The insurer requested repayment as a result of IRB payments made based on the claimant’s material misrepresentation over his address and the resulting insurance premiums. The claimant did not participate in the hearing. Vice Chair Boyce found that the claimant made a willful misrepresentation in failing to disclose his correct address in order to attract a lower premium, and that the significant difference of $3,990 in the premium rate was material. As such, he held that the insurer was entitled to repayment of $7,181.76 due to the claimant’s material misrepresentation, and awarded costs in the amount of $106 as a result of having to submit an application to the Tribunal to secure an order.
