L.L. v. Intact Insurance Company (17-003125)

The claimant was injured when a motorist deliberately hit her with the door of his parked car. The motorist then got out of the vehicle and struck the claimant several times. The insurer argued that there were two separate incidents, and that it was not liable to pay for injuries related to the second assault. Vice Chair Flude concluded that the motorist getting out of the vehicle and striking the claimant did not break the chain of causation, and that he did not need to decide whether the accident was the only cause of the various impairments sustained by the claimant.