The claimant was involved in a motor vehicle accident in Alberta while driving a vehicle registered in Alberta and insured under an Alberta policy. She applied for and received benefits in Alberta under Alberta protocols. She then moved to Ontario and applied for benefits pursuant to the SABS. The claimant argued that she could elect to have benefits under the SABS because the insurer had offices in both Ontario and Alberta. Vice Chair Farlam found that the claimant was not entitled to received SABS benefits as she did not meet the statutory requirements for eligibility, pursuant to s. 3(1) of the SABS.