Nichols v. Gore Mutual Insurance Company (21-008322)

The claimant sought reconsideration of the Tribunal’s decision that the late OCF-1 barred the application. The Tribunal found that the insurer had not provided the application package, yet found that section 32 applied. Adjudicator Kaur granted the reconsideration, holding that the 30 day deadline to submit the OCF-1 did not start running because the claimant did not receive the application package from the insurer.