The claimant was involved in an accident in California and sought accident benefits from his father’s policy. The insurer argued that the claimant was not an “insured person” because he was not a dependent of his father. Adjudicator Punyarthi agreed with the insurer. There was insufficient financial evidence provided by the claimant to determine whether the Miller v. Safeco factors applied to the claimant. Further, the claimant participated in his father’s business to an extent that he had marketing and networking abilities to be self-supporting.
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