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Mohammed v. TTC Insurance Company Limited (2026 ONSC 1477)

  • March 13, 2026

The claimant was injured on a TTC bus when the bus stopped suddenly. The LAT concluded she was not entitled to accident benefits due to section 268(1.1) of the Insurance Act, which bars a claim on public transit if there is no collision. The claimant appealed the decision. The Court dismissed the appeal, holding that the section required the bus collide with another object for entitlement to be triggered in the circumstances. The fact that the claimant herself collided with the interior of the bus did not satisfy the requirements of section 268(1.1).

Full decision here

TGP Analysis

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  • FILED UNDER Accident Definition, Divisional Court
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