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Sparks v. Primmum Insurance Company (2026 ONSC 3803)

  • July 20, 2026

The claimant appealed the Tribunal’s decision that her dispute over a partially approved treatment plan was brought after the expiry of the limitation period. The claimant argued that the denial did not comply with the SABS because it did not explain all appeal rights following a LAT decision, nor did it explain the principles of discoverability. The Court dismissed the appeal, holding that the insurer was not required to explain the right to an appeal of a LAT decision, nor was the insurer required to explain the principle of discoverability or stated that the limitation clock “may” begin at the time of denial rather than stating that the limitation clock “will” begin at the time of denial.

Full decision here

TGP Analysis

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  • FILED UNDER Limitation Period, Divisional Court
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