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Hamad v. Security National Insurance Company (2026 ONSC 1983)

  • April 2, 2026

The claimant appealed the Tribunal’s decision that she was not an insured person, and therefore not entitled to accident benefits. The claimant’s son was involved in an accident. The claimant sought benefits under a policy issued to her brother. To prove entitlement, the claimant needed to show that she was dependent on the brother. The Tribunal concluded that the claimant had sufficient financial means to cover at least half of her expenses, and that the relationship between the claimant and her brother was not one of financial dependence. The Court dismissed the appeal, holding that the Tribunal applied the correct legal test and considered the evidence submitted by the parties.

Full decision here

TGP Analysis

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  • FILED UNDER Insured Person, Divisional Court
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