The claimant appealed the Tribunal’s decision that he was not insured under the Coachman policy due to the policy being cancelled, and that Coachman was not required to open a claim. The Court dismissed the appeal, holding that the Tribunal correctly found that the claimant was not an insured under the policy, and it was therefore not required to accept the claim. The Court held that the Supreme Court’s decision in Zurich v. Chubb was not applicable, because that case related to a dispute with two active policies.